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Breaking Your Mortgage Early

Breaking Your Mortgage Earlyby: Joe MarkerPublished on: 24/02/2026

Breaking your mortgage early? Learn about fixed and variable penalties, IRD costs, and strategies Canadian homeowners can use to reduce fees.

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Breaking Your Mortgage Early

Debt-to-Income Ratios

Debt-to-Income Ratiosby: Joe MarkerPublished on: 18/02/2026

Learn why debt-to-income ratios matter more during tax season in Canada. Understand GDS, TDS, CRA impacts, and tips to qualify for a mortgage.

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Debt-to-Income Ratios

Tax Returns Matter for Self-Employed Mortgages

Tax Returns Matter for Self-Employed Mortgagesby: Ali ZaidiPublished on: 17/02/2026

Learn how self-employed borrowers in Canada can use tax returns to qualify for a mortgage. Income rules, deductions, and approval tips explained.

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Tax Returns Matter for Self-Employed Mortgages

Tax Refund for a Down Payment?

Tax Refund for a Down Payment?by: Ranjit NandaPublished on: 13/02/2026

Can you use a tax refund for a down payment in Canada? Learn the rules, lender requirements, timing tips, and common mistakes to avoid.

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Tax Refund for a Down Payment?

5 Year - Fixed Term from

3.89%

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